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Credit Risk Analyst

    • Gurgaon, India
  • Finance
  • Permanent - Full Time

Credit Risk Analyst

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Job ID: r20832

What You'll Do:

We are seeking a talented and motivated Credit Risk Analyst to support our O2C team supporting WW operations. As part of our Credit Risk team your role will be pivotal in analyzing customer risk and ensuring Criteos bottom line is in sync with the top line. You will be play a vital role in ensuring a better cash flow with minimal risk.

  • Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations for medium monetary value customers.

  • Manages accounts of customers with medium credit limits independently.

  • Resolves credit issues independently.

  • Presents credit recommendations to management.

  • Analyzes and researches customer's receivables account delinquency and determines the type of communication method to facilitate payment.

  • Resolves disputes related to customer payment on delinquent accounts and negotiates and ensures payment from customer.

  • Recognizes trends for non- payment and resolves the issues by engaging internal partners at all levels.

  • Analyzes at-risk customers, Agencies, Partners and recommends account strategies to prevent delinquencies.

  • May train new team members

This Position is based in Gurugram

Shift EMEA - 12:30 PM IST to 9:30 PM IST

Who You Are:

  • 2 to 4 years of experience in credit internally or in banking

  • Strong written and verbal communication, negotiation, and conflict resolution skills.

  • Developed accounting knowledge.

  • Advanced understanding of credit processes, financial principles etc.

  • Strong understanding of customer's internal payment processes.

  • Solid problem solving and prioritization skills.

  • Good computer skills.

  • Solid understanding of risk mitigation tools.

  • Basic project management skills.

We acknowledge that many candidates may not meet every single role requirement listed above. If your experience looks a little different from our requirements but you believe that you can still bring value to the role, we’d love to see your application!​

Who We Are:

We’re Criteo, the Commerce Intelligence Platform. Criteo helps businesses turn shopper signals into commerce outcomes while delivering more relevant experiences for shoppers. We use proprietary commerce intelligence and AI decisioning to drive relevance for shoppers and performance for businesses.

At Criteo, our culture is as unique as it is diverse. From our offices across the globe or from the comfort of home, our 3,600 Criteos collaborate together to build an open, impactful, and forward-thinking environment.

We foster a workplace where everyone is valued, and employment decisions are based solely on skills, qualifications, and business needs—never on non-job-related factors or legally protected characteristics.

What We Offer:

🏢 Ways of working – Our hybrid model blends home with in-office experiences, making space for both.
📈 Grow with us – Learning, mentorship & career development programs.
💪 Your wellbeing matters – Health benefits, wellness perks & mental health support.
🤝 A team that cares – Diverse, inclusive, and globally connected.
💸 Fair pay & perks – Attractive salary, with performance-based rewards and family-friendly policies, plus the potential for equity depending on role and level.

Additional benefits may vary depending on the country where you work and the nature of your employment with Criteo.

Perks & Benefits for all Criteos.

Happy people make healthy teams, so we value employee well-being above all else. Discover the perks & benefits we offer all our Criteos!!

Ways of Working

Trust and flexibility are at our core, so is the power of being together. Our hybrid model blends empowerment with shared in-person experiences, making space for both. We believe this is the most valuable way to foster collaboration in a way that helps us grow, together.

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Learning & Career Development

As your skills multiply, opportunities do too. So, we care to help you nurture your potential, identify new goals, and define what you want out of your career. Discover how we have diversified our learning resources and training catalog for you to shape greater opportunities. You care for your career growth, and we do too.

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Corporate Social Responsibility

We care to build an open future for our community and beyond. Discover how our people fuel our Corporate Social Responsibility from the bottom up, embracing but also embodying and promoting values of diversity, equity, and inclusion through everything they do. Together, we strive to build a future that truly includes everyone.

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Great people shape greater opportunities.

At Criteo, we believe great people and reliable products are essential to build an open future for all.
Everything you need to know about our culture, vision, values, and how we live them with people, both in and out of Criteo, is in our Culture Book. Discover who we are, what we do, and how we act as a company and as Criteos!
Our culture
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Meet our Criteos in India!

Are you willing to join an energetic, enthusiastic, and friendly team of experts in exotic and vibrant India? As one of the top talent hubs in the world, India is becoming a favorite location for tech and e-commerce giants to establish their operations. Located in the heart of Gurugram, the bustling business center of the country, our team has recently doubled and is constantly growing. If you feel ready to revolutionize the digital advertising industry, start your journey at Criteo India! 

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The Future is Yours.

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